The purpose of the company is the acquisition, holding, management, utilization and disposal of domestic and foreign participations, whether direct or indirect, including in companies that are particularly active in the areas of financial services such as consumer credits, microcredits and other credits and financings, as well as the provision of services, internally or for other subsidiaries of the group to which the company belongs. The company may acquire, hold, manage and dispose of participations in companies of all kinds in Switzerland and abroad. The company may also conclude all transactions and enter into agreements that directly or indirectly serve the company's purpose or are directly related to it. The company may grant loans or other financings to its direct or indirect subsidiaries (directly or indirectly). The company may provide guarantees, securities and other obligations of any kind for liabilities of such companies, including through fiduciary assignments or transfers of and pledges on assets of the company. The company may also operate or participate in cash pooling (of any kind). Each transaction mentioned in this paragraph may be carried out independently of any potential cluster risks and with or without consideration. The company may establish branches and subsidiaries in Switzerland and abroad and acquire, hold, manage and dispose of real estate.
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