Consulting, brokerage and management in the insurance sector as well as the operation of an insurance company and the sale of products in the area of financial and insurance services for companies and private individuals, arranging of loans as well as the establishment and operation of call centers; may establish branches and subsidiaries, participate in other companies, acquire, encumber, sell and manage real estate, provide financing for its own account or for the account of third parties, and grant guarantees and sureties for subsidiaries and third parties.