The company's purpose is to provide financing and payment services between affiliated companies, including the acceptance of deposits, the management of internal bank accounts, the execution of payments on behalf of affiliated companies, the collection of direct debits or other electronic collection methods, clearing and settlement between affiliated companies, as well as the execution of foreign exchange hedging activities; the acquisition and ownership of participations in companies in Switzerland and abroad, as well as the management, implementation and administration of these participations; the granting of loans or other financings to its direct or indirect shareholders, its direct or indirect subsidiaries or companies in which its direct or indirect shareholders hold a direct or indirect participation, and the granting of securities of any kind on its assets, including by way of pledge or fiduciary transfer or by guarantees of any kind to secure their obligations, in each case with or without compensation and even if these transactions are in the exclusive interest of third parties; real estate investments, with the exception of the ownership of residential buildings, directly or through participations subject to the Federal Act on Acquisition of Real Estate by Foreigners, investments in intellectual property rights or in other movable or immovable assets of any kind and form; any kind of loans as well as bonds, debentures or other debt securities issued by private individuals, as well as options and other subscription rights; all commercial, industrial or financial transactions that are deemed necessary for the achievement and development of these objectives.