The company engages in all types of insurance and reinsurance business and all related activities, excluding direct life insurance. The company may also conduct business in financial and investment products and provide all other services (including consulting and marketing services) and conduct all business and take all measures that appear suitable to promote the purpose of the company, or that are directly or indirectly related to its purpose, provided they are permitted by law and regulatory provisions. The company may establish subsidiaries and branches in Switzerland and abroad and participate in other companies in Switzerland and abroad. It may acquire, hold, manage, encumber, utilize and dispose of real estate and intellectual property rights in Switzerland and abroad. The company may take financing, restructuring and intercession measures in favor of direct or indirect shareholders or other group companies or provide security of all kinds for their obligations to third parties. It may grant loans to its direct or indirect shareholders or other group companies and conclude cash pooling agreements with them.