to provide all administrative, IT and financial services related to the acquisition and management of commercial claims for Swiss companies operating in retail or online commerce. Furthermore, the company may engage in all activities related to the granting of consumer loans, in accordance with the professional lender authorization under the Consumer Credit Act (LCC) obtained from the competent cantonal authorities. The company may also, in Switzerland and abroad: establish subsidiaries and branches, acquire participations and, more generally, participate in all companies and entities having a direct or indirect relationship with its purpose; carry out, on its own account or on behalf of third parties, all operations directly or indirectly related to its purpose or likely to promote it; and grant loans or guarantees to affiliated companies, shareholders or third parties. The company is part of the Mediobanca banking group.