Provision of services for the benefit of disability insurance or similar public or private providers on the areas of assessment of training aptitude and performance of individuals, placement of training and job positions, coaching of individuals during training, internships or further integration measures, in particular in the VAT-exempt area, training of personnel and corporate consulting, financial and insurance consulting as well as sale of permit-free financial products (e.g. health insurance) for private individuals and companies; may establish branches and subsidiaries, participate in other companies, acquire, encumber, sell and manage real estate, provide financing for its own or third-party account, and grant guarantees and warranties for subsidiaries and third parties.