All advice and services, in particular in the fields of pension planning, taxation, financial and estate planning, financial investments, financing of real estate, management and financial products, as well as all other derivative transactions; all advice and services in the areas of organization, strategy, management, finance, human resources, marketing and trade; as well as private personnel placement. The company may establish subsidiaries in Switzerland and abroad, as well as branches, and hold participations in all companies in Switzerland and abroad. The company may acquire, hold and dispose of real estate, exclusively for commercial use if located in Switzerland, and intellectual property rights. The company may carry out all commercial, financial or other transactions that are directly or indirectly related to its purpose. The company may grant loans or guarantees to its shareholders and the companies in which it participates and act as guarantor for them.