VPZ Investment AG

Wealth analysis and wealth optimization, budget and liquidity planning, cost and fee optimization, bank-independent custody account and securities analysis of existing investments.

Retirement forms, decision between receiving an annuity and withdrawing capital, tax optimization up to retirement, affordability of mortgages in older age, inheritance and estate arrangements, AHV benefits.

Review of the place of residence and its tax consequences, use of all available deduction options, mortgage financing, purchases into the pension fund, splitting of taxes on capital payouts.

Analysis of under- and overinsurance, optimization of Pillar 3a and 3b, provision protection in case of inability to work, disability and death, pension fund analysis.

Inheritance and estate arrangements, digital estate planning, marriage and inheritance contracts, cohabitation contract, advance inheritance and gifts, execution of the will, mandate for incapacity, advance directives for patients.