ZUF Zentrum für unabhängige Finanzberatung GmbH

Independent financial advice and support for individuals and businesses in insurance, investments, financing owner-occupied property, pension planning and tax consulting.

Advice on daily sickness allowance, accident, life and disability income insurance, as well as occupational pension provision for individuals and companies, including comparison of different insurers.

Investment advisory including analysis of risk capacity and risk tolerance, allocation of available funds to equity funds, bonds, real estate and structured products, as well as ongoing risk monitoring.

Professional tax advisory and tax optimization for individuals, self-employed persons and companies, taking into account the impact on owner-occupied property, investments, retirement provision and pension planning.

Retirement planning covering questions about pension vs capital withdrawal, early retirement, purchases into the pension fund and possible gaps in retirement provision.