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© 2026 cohaga AG · All Rights Reserved · St. Gallen, Switzerland · Imprint746,952 companies indexed · Last updated: today
DirectoryFinance & InsuranceFinancial servicesBachenbülach123Credit GmbH
123Credit GmbH Logo
Verified· 2 sourcesTrust Score
Summary

About the company

123Credit GmbH arranges loans and financing for individuals through banks and other financing partners. Its services include personal, car and housing loans, as well as refinancing, with digital applications and personal advice.

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Service area

Offering

Products & services

Industry:Financial services
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123Credit GmbH

Leasing company
✓ Offered5
Private loan brokerage
Private loan brokering for individuals in Switzerland; digital application, pre-screening, intermediation with financing partners, terms from 6 to 120 months, amounts from CHF 4'000 to CHF 500'000.
Auto loan brokerage
Auto loan brokerage for new and used cars, one-year-old vehicles, motorcycles and motorhomes; fixed instalments, free choice of vehicle and no mileage limits or down payment requirement.
Housing loan brokerage
Housing loan brokerage for moving, rental deposit, double rent payments, renovation and cleaning costs, and new furniture, with an amount and term freely chosen.
Loan redemption and refinancing
Loan redemption and refinancing of existing loans or credit cards; consolidation of several commitments into a single financing, with a monthly instalment and a term chosen individually.
Loan top-up
Loan top-up and restructuring of existing financing; review of a new solution with possible better terms, a higher total amount and lower administrative burden.
Trust & reputation

ranQ Trust Score of 123Credit GmbH

Trust Score

No score yet

x

A published score requires a data basis of at least 50% and data from at least two criteria groups other than identity. Missing evidence: Review quality, Review volume, Review recency, Media authority

Data basis 54% · As of November 2026

123Credit GmbH has no value in the Reputation area of the ranQ Trust Score because no data is available. The area carries 42% of the weighting and drops out of the calculation for this profile; it does not lower the score, only the reported data basis.
x
CriterionValueWeight
  • Review quality: No data point — the criterion is taken out of the weighting and does not lower the score.—24%
  • Review volume: No data point — the criterion is taken out of the weighting and does not lower the score.—10%
  • Review recency: No data point — the criterion is taken out of the weighting and does not lower the score.—8%
123Credit GmbH scores 40.1 out of 100 points in the Substance area of the ranQ Trust Score. This area carries 28% of the weighting.
x
CriterionValueWeight
  • Establishment: Years since founding or brand launch, logarithmic. The maximum is reached at 15 years.0.012%
  • Company size: The headcount band, researched by ranQ or stated by the company. It is scored in steps rather than by head count, because the data only provides bands.55.07%
123Credit GmbH scores 85.0 out of 100 points in the Identity area of the ranQ Trust Score. This area carries 22% of the weighting.
x
CriterionValueWeight
  • Verification: Official register entry (commercial register with UID or professional-body record, 55 points), confirmed domain (20 points) and confirmed ranQ profile (up to 25 points, depending on completeness).85.022%
123Credit GmbH scores 0.0 out of 100 points in the Visibility area of the ranQ Trust Score. This area carries 8% of the weighting.
x
CriterionValueWeight
  • Website authority: Ahrefs' Domain Rating measures, on a scale of 0 to 100, how strongly a website is linked from other websites. For Swiss SMEs the range up to 40 is typical; the maximum is reached at 35.0.04%
  • Media authority: No data point — the criterion is taken out of the weighting and does not lower the score.—4%

The data basis is 54%, below the threshold at which ranQ publishes a score. Evidence is missing for: Review quality, Review volume, Review recency, Media authority. As of November 2026.

The Trust Score cannot be bought and is calculated from publicly verifiable data.

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Location

Blumenau 6
8184 Bachenbülach

At a glance

Legal form
Limited Liability Company
UID
CHE-386.147.414
Founded
2026 · 0 years
Last commercial register change
April 13, 2026
Employees
1 to 10

Active in 1 of 26 cantons

  • ZHZurich
Legal form: Graded by liability and disclosure. The weight is kept small: a sole proprietorship is not a dubious company, it is just liable differently.
88.0
6%
  • Branch offices: Branch offices linked in the commercial register. Having none is normal and costs no points.70.03%
    • Full methodology

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