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© 2026 cohaga AG · All Rights Reserved · St. Gallen, Switzerland · Imprint747,212 companies indexed · Last updated: today
DirectoryFinance & InsuranceFinancial advisorSt. GallenAdvactum AG
Advactum AG Logo
Verified· 2 sourcesTrust Score
Summary

About the company

Advactum AG advises pension institutions and individuals on occupational pensions. Its services include legal and actuarial advice, pension plan design, expert assessments, risk analysis and training for foundation board members.

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Service area

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Products & services

Industry:Financial advisor
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4.1/5

Advactum AG

✓ Offered9
Legal Advice and Pension Concepts
Advice on legal and occupational pension matters; development and review of pension concepts, regulations and plans, with support for reorganisations, mergers, asset transfers and liquidations.
Actuarial Consulting
Assessment of benefit and financing systems, pension capital, risk sums and technical provisions; actuarial calculations and simulations of individual retirement, death and disability cases.
Risk Analysis and Reinsurance
Review of pension benefits and their funding; analysis of death, disability and longevity risks, development of reinsurance arrangements, and benchmarking and cost-benefit analyses of insurance concepts.
Pension Fund Management
Support to the pension fund board and management tasks for pension institutions, including meeting organisation, reporting, annual and liquidity planning, quality control and communication with insured members.
Actuarial Opinions and Reports
Critical assessment of a pension institution’s balance sheet and financial position; review of the coverage of liabilities and analysis of membership, reinsurance, investment returns and required minimum returns.
Asset-Liability Management (ALM)
Alignment of investment strategy with the membership profile and liabilities; scenario analysis, projections of future cash flows and simulations of funding-ratio development under different assumptions.
Pension Fund Recovery Plans
Support for pension institutions facing underfunding or financial difficulties, helping them make informed decisions and develop measures to restore a sound financial position.
Training for Pension Fund Board Members
Initial and continuing training for employee and employer representatives on pension fund boards, tailored to the specific pension institution and its current situation.
Calculations under International Accounting Standards
Preparation of calculations and reports on pension institution costs and liabilities under IFRS/IAS 19 and US GAAP, with assistance in setting actuarial and economic assumptions.
Trust & reputation

ranQ Trust Score of Advactum AG: 4.1 out of 5.0

Trust Score4.1/ 5.0

High

x

Data basis 54% · As of November 2026

Without public customer reviews the score stays capped.

Advactum AG has no value in the Reputation area of the ranQ Trust Score because no data is available. The area carries 42% of the weighting and drops out of the calculation for this profile; it does not lower the score, only the reported data basis.
x
CriterionValueWeight
  • Review quality: No data point — the criterion is taken out of the weighting and does not lower the score.—24%
  • Review volume: No data point — the criterion is taken out of the weighting and does not lower the score.—10%
  • Review recency: No data point — the criterion is taken out of the weighting and does not lower the score.—8%
Advactum AG scores 84.6 out of 100 points in the Substance area of the ranQ Trust Score. This area carries 28% of the weighting.
x
CriterionValueWeight
  • Establishment: Years since founding or brand launch, logarithmic. The maximum is reached at 15 years.97.712%
  • Company size: The headcount band, researched by ranQ or stated by the company. It is scored in steps rather than by head count, because the data only provides bands.55.07%
Advactum AG scores 85.0 out of 100 points in the Identity area of the ranQ Trust Score. This area carries 22% of the weighting.
x
CriterionValueWeight
  • Verification: Official register entry (commercial register with UID or professional-body record, 55 points), confirmed domain (20 points) and confirmed ranQ profile (up to 25 points, depending on completeness).85.022%
Advactum AG scores 1.4 out of 100 points in the Visibility area of the ranQ Trust Score. This area carries 8% of the weighting.
x
CriterionValueWeight
  • Website authority: Ahrefs' Domain Rating measures, on a scale of 0 to 100, how strongly a website is linked from other websites. For Swiss SMEs the range up to 40 is typical; the maximum is reached at 35.1.44%
  • Media authority: No data point — the criterion is taken out of the weighting and does not lower the score.—4%
Qualifications+0.00

Advactum AG reaches a ranQ Trust Score of 4.1 out of 5.0 — rated «High». No public customer reviews are available for this provider; the rating is based on the remaining criteria. The data basis is 54%, so the score is backed by part of the criteria. As of November 2026.

The Trust Score cannot be bought and is calculated from publicly verifiable data.

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Location

Heiligkreuzstrasse 28
9008 St. Gallen

At a glance

Legal form
Corporation
UID
CHE-439.955.194
Founded
2012 · 14 years
Last commercial register change
November 11, 2026
Employees
1 to 10

Active in 1 of 26 cantons · 1 municipality

  • SGSt. Gallen
Legal form: Graded by liability and disclosure. The weight is kept small: a sole proprietorship is not a dubious company, it is just liable differently.
100.0
6%
  • Branch offices: Branch offices linked in the commercial register. Having none is normal and costs no points.70.03%
  • Full methodology

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