Provision of advisory services in the field of insurance and finance; trade and sale of related products and services; provision of advisory services in the field of credit, mortgages and insurance; intermediation in insurance contracts, credit and other financial products. The company may also, on its own account or on behalf of third parties, conclude any contract and carry out any financial, commercial, movable or immovable transaction, aimed at pursuing its social purpose or directly or indirectly related to it. The company may also establish branches and subsidiaries in Switzerland and abroad, as well as participate in other companies and acquire, hold and sell copyrights, trademarks and other intellectual property rights and licenses, as well as real estate. The company may also grant financing to third parties, including companies with which it is directly or indirectly linked, or in which shareholders or direct or indirect partners of the company have participations, through loans or any other type of financing. Similarly, it may grant guarantees and create securities of any kind, for consideration or free of charge. The company may grant the aforementioned financing and guarantees even when they are made in the exclusive interest of companies that are directly or indirectly linked to the company, or in which shareholders or direct or indirect partners of the company have participations. The company may conclude cash-pooling contracts with other group companies.