The core activity of Areas S.A. consists of optimizing and actively managing insurance portfolios for companies, their employees and executives. This includes in particular the areas of: * Accident insurance (LAA) * Complementary accident insurance * Loss of income due to illness * Occupational pension provision (LPP) * Company savings plans * Collective agreements for medical treatment and rehabilitation * Payroll and personnel administration * Specialized insurance solutions for companies and individuals, including kidnapping and ransom insurance (K&R). The company also offers services in the field of personnel management, including payroll accounting, social insurance and occupational pension provision.