The company's purpose is to provide consulting services in the fields of insurance and finance, as well as to trade in related products. The company may establish branches and subsidiaries in Switzerland and abroad, and participate in other companies in Switzerland and abroad. It may also acquire, hold, manage, utilize, and sell real estate and intellectual property rights in Switzerland and abroad, subject to obtaining any necessary prior approvals. Furthermore, the company may engage in all commercial, financial, and other activities that are related to or suitable for promoting the company's purpose, either directly or indirectly. The company may grant loans or other financing to its direct and indirect parent companies and shareholders, as well as to their direct or indirect group companies, and enter into security transactions of all kinds, including guarantees, pledges, global assignments, security transfers, security assignments, and indemnification agreements for affiliated companies and third parties, even if such financing or security transactions are in their exclusive interest and are gratuitous.