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© 2026 cohaga AG · All Rights Reserved · St. Gallen, Switzerland · Imprint746,818 companies indexed · Last updated: today
DirectoryFinance & InsuranceInsurance brokerWald ZhMZO AG
MZO AG Logo
Verified· 5 sourcesOwner confirmed
Last updatedNovember 4, 2026

Contact

Summary

About the company

MZO AG combines many years of experience with modern insurance support. We accompany companies, municipalities, as well as private individuals with a clear goal: insurance should be understandable, fitting, and reliable. WHAT we do, other insurance brokers also do. HOW we do it makes the difference. Regionally anchored, personally reachable and digitally supported. MZO combines true proximity with modern processes and thus creates security and trust. Our core values "competent", "personal", and "reliable" are not empty phrases, but are visibly lived by our loyal employees.

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Presence

Service area

Offering

Products & services

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Trust Score4.7/5

MZO AG

Insurance broker
✓ Offered6
Insurance Brokerage and Risk Advisory
Independent advice and support on all insurance and risk issues, analysis of business risks, development of risk strategies and tailored insurance solutions.
Management of insurance contracts and claims
Administrative support for all insurance contracts, control of correspondence and premium invoices, collection and comparison of offers, and recording of claims.
Insurance advisory and brokerage
Independent insurance advisory, brokerage and support for SMEs, private individuals, municipalities and farmers; free choice of insurance with solutions from well-known insurance companies.
Insurance Trust Advisory
Insurance trust advisory is the independent consulting and support in all insurance matters, from risk analysis through contract reviews to claims support, with the aim of optimally protecting clients and relieving them administratively.
Risk Management
Risk management helps companies identify threats early, assess risks, and implement effective measures to prevent losses and strengthen long-term business security.
Client Portal
Online access to policy directory, documents and correspondence, as well as digital claims reporting and paperless document delivery.
✕ Not offered1
Health Insurance Advice
Expertise

Expert

Simon Seelhofer
Simon Seelhofer
Owner & Managing Director

Managing director of MZO AG and, together with Hans Sutter, its owner. Longstanding experience in insurance, risk management and digitisation.

Qualifications & certifications
Dipl. Berater berufliche Vorsorge IAF2023
Dipl Vertriebsmanager HSG2013
Versicherungsvermittler VBV2016
Betriebsökonom FH2009
Trust & reputation

ranQ Trust Score of MZO AG: 4.7 out of 5.0

Trust Score4.7/ 5.0

Excellent

x

Data basis 100% · As of November 2026

MZO AG scores 88.2 out of 100 points in the Reputation area of the ranQ Trust Score. This area carries 42% of the weighting.
x
CriterionValueWeight
  • Review quality: The average rating across all connected sources, smoothed against the industry mean. So 5.0 stars from three reviews do not outrank 4.7 from three hundred.87.124%
  • Review volume: The number of reviews across all sources. The scale is logarithmic: the first reviews count the most, and the maximum is reached at 50 reviews.85.610%
  • Review recency: The age of the most recent review. Two-year-old reviews deliberately sit in the middle, because that is normal for Swiss SMEs. Only after three years without a new voice does the value drop markedly.95.08%
MZO AG scores 89.3 out of 100 points in the Substance area of the ranQ Trust Score. This area carries 28% of the weighting.
x
CriterionValueWeight
  • Establishment: Years since founding or brand launch, logarithmic. The maximum is reached at 15 years.100.012%
  • Company size: The headcount band, researched by ranQ or stated by the company. It is scored in steps rather than by head count, because the data only provides bands.70.07%
MZO AG scores 100.0 out of 100 points in the Identity area of the ranQ Trust Score. This area carries 22% of the weighting.
x
CriterionValueWeight
  • Verification: Official register entry (commercial register with UID or professional-body record, 55 points), confirmed domain (20 points) and confirmed ranQ profile (up to 25 points, depending on completeness).100.022%
MZO AG scores 24.8 out of 100 points in the Visibility area of the ranQ Trust Score. This area carries 8% of the weighting.
x
CriterionValueWeight
  • Website authority: Ahrefs' Domain Rating measures, on a scale of 0 to 100, how strongly a website is linked from other websites. For Swiss SMEs the range up to 40 is typical; the maximum is reached at 35.42.94%
  • Media authority: Quality and number of editorial mentions, weighted by the importance of the source, plus the recency of the latest high-quality mention.6.74%
Qualifications+0.15

MZO AG reaches a ranQ Trust Score of 4.7 out of 5.0 — rated «Excellent». The rating draws, among other things, on 4.9 out of 5 stars from 28 customer reviews. As of November 2026.

The Trust Score cannot be bought and is calculated from publicly verifiable data.

Reviews

Aggregated rating

Aggregated rating
4.9
of 5

Aggregated from 28 reviews across all connected sources

Sources
GGoogle4.928
★TrustpilotSoon
PProvenExpertSoon

Further sources are added continuously and factored into the ranQ Rating.

Common questions

Answers

Why is an independent insurance broker worthwhile?
While a insurance agent typically sells the products of their company, a broker analyzes the market and searches for the right solution for the customer. The benefits: - Comparison of different insurers - Ongoing review of the insurances - Assistance in the event of a claim - Independent advice - Relief for management Especially for SMEs, a broker can help optimize insurance costs while avoiding coverage gaps.
Which insurances are mandatory for a Swiss SME?
As soon as a company employs staff, various statutory insurance obligations arise. These include especially social insurances as well as the mandatory accident insurance. Employees must also be connected to a pension fund once the legal entry threshold is reached. Depending on the industry, additional insurance obligations may exist. In addition, further voluntary insurances are advisable, such as a sickness daily allowance insurance, a business liability insurance, or a cyber insurance.
What insurance does a startup need?
Startups often have limited financial reserves. A single claim can threaten the existence of the company. Which insurances are sensible depends strongly on the business model, the industry and the size of the company. The most common insurance solutions include: - General liability - Cyber insurance - Daily sickness allowance - Accident insurance - Pension fund - Legal protection - Inventory insurance - Management liability Our tip: The best insurance solution is not based on standard packages, but on the actual risks of the startup.
What does an insurance broker cost?
For customers, the consultation is usually free—the broker is compensated through commissions from the insurers. Transparency about this should be ensured at all times.
What does a cyber insurance specifically cover?
Cyber incidents are now among the greatest risks for Swiss companies. Even a successful phishing attack or a ransomware attack can incur high costs. Depending on the insurance solution, the following services can be insured: - IT forensics - Restoration of data and systems - Crisis management - Legal advice - Costs in case of data protection violations - Third-party compensation claims - Operational interruption - Cyber incident response services by specialists A modern cyber insurance therefore offers much more than a pure financial compensation.
Press

Media

September 24, 2021Media
MZO AG: Cyber-Kriminalität wird für KMUs immer zentraler
nau.ch
May 22, 2020Media
Der Chef
wiler-nachrichten.ch
Blog
Aktuelle Blog-Beiträge der MZO AG
mzo.ch
Credentials

Certifications & memberships

Walder Gewerbe
Gewerbeverein der Gemeinde Wald ZH
Swiss Insurance Brokers Association (SIBA)
Das Qualitätslabel in der Versicherungsbranche.
HGV Kirchberg
Handwerker- und Gewerbeverein Kirchberg
FINMA-Zulassung
Unabhängiger Versicherungsbroker
Knowledge

Articles about MZO AG

2 articles
4 min read

When does Organ Liability for SMEs protect against private liability?

In our advisory practice, it becomes clear again and again: especially in SMEs the separation between operational responsibility and private risk is often smaller than many think. MZO AG assists companies with insurance advisory, risk management and the management of insurance contracts and claims.

November 4, 2026·Read article
Comparisons

MZO AG in comparison

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Contact

Location

Nordholzstrasse 1
8636 Wald Zh
Opening hours
Mon
08:00 - 11:30, 13:30 - 17:00
Tue
08:00 - 11:30, 13:30 - 17:00
Wed
08:00 - 11:30, 13:30 - 17:00
Thu
08:00 - 11:30, 13:30 - 17:00
Fri
08:00 - 11:30, 13:30 - 17:00
Sat
Closed
Sun
Closed

At a glance

Legal form
Corporation
UID
CHE-107.459.972
Founded
1999 · 27 years
Last commercial register change
December 12, 2023
Employees
11 to 20

Active in 8 of 26 cantons

  • AIAppenzell Inner Rhodes
  • ARAppenzell Outer Rhodes
  • GLGlarus
  • SZSchwyz
  • SGSt. Gallen
  • TGThurgau
  • ZGZug
  • ZHZurich
Legal form: Graded by liability and disclosure. The weight is kept small: a sole proprietorship is not a dubious company, it is just liable differently.
100.0
6%
  • Branch offices: Branch offices linked in the commercial register. Having none is normal and costs no points.70.03%
    • 3 min read

    Who is liable for AI errors? Liability in the spotlight

    Artificial intelligence cannot be held liable itself because it has no legal personality. Those who use it in their company remain responsible for the application and the decisions that arise from it. Therefore, every AI output should be critically reviewed before it is shared with customers, employees, or business partners.

    October 13, 2026·Read article
    Full methodology