Provision of payment transaction and information technology/consulting services, specifically the issuance and management of physical and electronic payment instruments of all kinds, as well as the trade in goods of all kinds, in particular in the e-commerce sector in Switzerland and abroad, on its own account and on behalf of third parties. The company may establish branches and subsidiaries in Switzerland and abroad, participate in other companies in Switzerland and abroad, and conduct all business that is directly or indirectly related to its purpose. The company may acquire, encumber, sell and manage real estate in Switzerland and abroad. It may also provide financing on its own account or on behalf of third parties, as well as provide collateral for liabilities of affiliated companies.