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© 2026 cohaga AG · All Rights Reserved · St. Gallen, Switzerland · Imprint745,937 companies indexed · Last updated: today
DirectoryFinance & InsurancePension FundsLucernePensFlex - Sammelstiftung für die ausserobligatorische berufliche Vorsorge
PensFlex - Sammelstiftung für die ausserobligatorische berufliche Vorsorge Logo
Verified· 2 sourcesTrust Score
Summary

About the company

The core activity of PensExpert is pension and financial planning for entrepreneurs, including the analysis and optimization of finances, taxes and succession planning. The company offers individual solutions tailored to the specific needs of its customers and supports them in achieving their financial goals and successfully shaping their transition to the new phase of life.

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Products & services

Industry:Pension Funds
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4.1/5

PensFlex - Sammelstiftung für die ausserobligatorische berufliche Vorsorge

✓ Offered8
1e Executive Pension Solution (PensFlex)
Individual 1e collective foundation for employees with annual salaries from CHF 136,080, with free investment strategy choice, splitting, risk cover and access to partner banks.
Unified-Strategy Executive Pension Solution (PensUnit)
Collective foundation with a unified strategy for employees with annual salaries from CHF 90,720, with collective investment strategies, risk cover, employer reserves and tax planning.
Combined Executive Pension Solution (PensPower)
Combination of PensFlex and PensUnit with higher buy-in potential, diversified retirement assets, individual investment allocation and combined risk cover.
Business Succession Planning (PensNext)
Succession planning with analysis of personal and business situations, tax optimisation, estate arrangement and financing model for successors.
Vested Benefits Foundation for Retirement Capital (PensFree)
Vested benefits foundation with investment strategies, tax-optimised capital withdrawal, relocation abroad support, risk cover and lifelong old-age and widow’s pension.
Vested Benefits Foundation with Pension Option (Independent)
Independent vested benefits foundation with investment strategies, risk cover, QROPS transfer from the UK, relocation abroad support and lifelong retirement pension.
Staggered Capital Withdrawal (PensSplit)
Splitting vested benefits capital across two institutions with staggered withdrawal, separate investment strategy per account and reduced tax progression.
Tied Pension 3a (Pens3a)
Flexible 3a foundation with investment strategies, pillar 3a contributions, tax-optimised capital withdrawal, owner-occupied housing and relocation abroad support.
Trust & reputation

ranQ Trust Score of PensFlex - Sammelstiftung für die ausserobligatorische berufliche Vorsorge: 4.1 out of 5.0

Trust Score4.1/ 5.0

High

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Data basis 54% · As of October 2026

Without public customer reviews the score stays capped.

PensFlex - Sammelstiftung für die ausserobligatorische berufliche Vorsorge has no value in the Reputation area of the ranQ Trust Score because no data is available. The area carries 42% of the weighting and drops out of the calculation for this profile; it does not lower the score, only the reported data basis.
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CriterionValueWeight
  • Review quality: No data point — the criterion is taken out of the weighting and does not lower the score.—24%
  • Review volume: No data point — the criterion is taken out of the weighting and does not lower the score.—10%
  • Review recency: No data point — the criterion is taken out of the weighting and does not lower the score.—8%
PensFlex - Sammelstiftung für die ausserobligatorische berufliche Vorsorge scores 93.6 out of 100 points in the Substance area of the ranQ Trust Score. This area carries 28% of the weighting.
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CriterionValueWeight
  • Establishment: Years since founding or brand launch, logarithmic. The maximum is reached at 15 years.100.012%
  • Company size: The headcount band, researched by ranQ or stated by the company. It is scored in steps rather than by head count, because the data only provides bands.90.07%
PensFlex - Sammelstiftung für die ausserobligatorische berufliche Vorsorge scores 83.3 out of 100 points in the Identity area of the ranQ Trust Score. This area carries 22% of the weighting.
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CriterionValueWeight
  • Verification: Official register entry (commercial register with UID or professional-body record, 55 points), confirmed domain (20 points) and confirmed ranQ profile (up to 25 points, depending on completeness).83.322%
PensFlex - Sammelstiftung für die ausserobligatorische berufliche Vorsorge scores 100.0 out of 100 points in the Visibility area of the ranQ Trust Score. This area carries 8% of the weighting.
x
CriterionValueWeight
  • Website authority: Ahrefs' Domain Rating measures, on a scale of 0 to 100, how strongly a website is linked from other websites. For Swiss SMEs the range up to 40 is typical; the maximum is reached at 35.100.04%
  • Media authority: No data point — the criterion is taken out of the weighting and does not lower the score.—4%
Qualifications+0.00

PensFlex - Sammelstiftung für die ausserobligatorische berufliche Vorsorge reaches a ranQ Trust Score of 4.1 out of 5.0 — rated «High». No public customer reviews are available for this provider; the rating is based on the remaining criteria. The data basis is 54%, so the score is backed by part of the criteria. As of October 2026.

The Trust Score cannot be bought and is calculated from publicly verifiable data.

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Location

Kauffmannweg 17
6003 Lucerne
Opening hours
Mon
08:00 - 12:00, 13:30 - 17:30
Tue
08:00 - 12:00, 13:30 - 17:30
Wed
08:00 - 12:00, 13:30 - 17:30
Thu
08:00 - 12:00, 13:30 - 17:30
Fri
08:00 - 12:00, 13:30 - 17:15
Sat
Closed
Sun
Closed

At a glance

Legal form
Foundation
UID
CHE-109.685.775
Founded
2000 · 26 years
Last commercial register change
October 16, 2025
Employees
51 to 100
Legal form: Graded by liability and disclosure. The weight is kept small: a sole proprietorship is not a dubious company, it is just liable differently.97.06%
  • Branch offices: Branch offices linked in the commercial register. Having none is normal and costs no points.70.03%
    • Full methodology

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