Rentenfabrik is a collective foundation that acquires and manages existing pension portfolios, keeping each transferred portfolio separate. Pensioners are involved via pension committees that can decide on distributions of free resources, while the foundation applies a liquidity‑matching investment concept and a risk pool to stabilise cover ratios.
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Transfer of pension obligations via transfer agreement, for current retirement, survivors' and disability pensions; separate management of transferred pension portfolios, biometric risk pool, no additional payment obligation.
Asset investment for pension assets
Liquidity matching-based investment concept for pension assets, split into three brackets: security cushion, high liquidity and return, and long-term return; implemented via external asset managers and a custodian bank.
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