The purpose of the company is to develop innovative products, services and concepts, in particular in e-commerce, as well as to provide such services and trade in goods of all kinds. The company may establish branches and subsidiaries in Switzerland and/or abroad, participate in other companies, acquire or establish them, and conduct all commercial, financial or other transactions that are directly or indirectly related to the company's purpose. It may acquire, hold and sell real estate. In particular, it may, for its own account or for the account of others, in particular for other companies within the Mobiliar Group, grant loans or other financing, with or without consideration, and provide securities.