The company's purpose is to provide services in the areas of invoicing, debt collection, factoring, and electronic data processing, in particular the issuance of credit and customer cards and the management of credit and customer card business for itself and for third parties. In this context, it can offer all related services, in particular call center and cash management services. The company can acquire, develop, sell, license, and broker the corresponding hardware and software. The company can establish branches and subsidiaries in Switzerland and abroad and participate in other companies in Switzerland and abroad, as well as conduct all business that is directly or indirectly related to its purpose. The company can acquire, encumber, sell, and manage real estate in Switzerland and abroad. It can also provide financing for its own account or for the account of third parties, as well as provide guarantees and sureties for subsidiaries and third parties.