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© 2026 cohaga AG · All Rights Reserved · St. Gallen, Switzerland · Imprint745,937 companies indexed · Last updated: today
DirectoryFinance & InsuranceInsurance CompaniesSt. GallenSwissgaranta Versicherungsgenossenschaft
Swissgaranta Versicherungsgenossenschaft Logo
Verified· 3 sourcesTrust Score
Summary

About the company

The core activity of Swissgaranta is to provide guarantees and insurance to entrepreneurs in the construction industry, particularly in the areas of construction guarantee, standard guarantee, performance guarantee, advance payment guarantee and warranty guarantee.

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Products & services

Industry:Insurance Companies
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3.9/5

Swissgaranta Versicherungsgenossenschaft

✓ Offered9
Construction guarantees
Individual construction guarantees for clients, tradespeople, construction companies and investors; orderable online, with no deposit payment, as protection against financial risks in the construction project.
Construction guarantee (OR496)
Construction guarantee under OR 496 for ongoing or completed construction projects; issued as a joint and several suretyship with digital ordering and protection for contract performance and financial stability.
Standard guarantee (OR496)
Standard guarantee under OR 496 as a joint and several suretyship for contractual security, compliance with standards and transparent processing in the construction project.
Performance guarantee (OR111)
Performance guarantee under OR 111 payable on first demand to secure the contractual completion of construction projects and protect against delays or construction failures.
Performance guarantee (OR496)
Performance guarantee under OR 496 as a joint and several suretyship to secure the execution of the construction work, provide financial protection and strengthen clients’ confidence.
Advance payment guarantee (OR111)
Advance payment guarantee under OR 111 payable on first demand to secure advance payments for ongoing construction projects and ensure fulfilment of the contract.
Advance payment guarantee (OR496)
Advance payment guarantee under OR 496 as a joint and several suretyship to secure advance payments and ensure financial security in the construction project.
Warranty guarantee (OR111)
Warranty guarantee under OR 111 payable on first demand to protect against construction defects after completion of the project and to provide long-term financial security.
Warranty guarantee (OR496)
Warranty guarantee under OR 496 as a joint and several suretyship for protection after completion of the construction work, contract conformity and safeguards against defect risks.
Trust & reputation

ranQ Trust Score of Swissgaranta Versicherungsgenossenschaft: 3.9 out of 5.0

Trust Score3.9/ 5.0

High

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Data basis 96% · As of October 2026

Swissgaranta Versicherungsgenossenschaft scores 53.8 out of 100 points in the Reputation area of the ranQ Trust Score. This area carries 42% of the weighting.
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CriterionValueWeight
  • Review quality: The average rating across all connected sources, smoothed against the industry mean. So 5.0 stars from three reviews do not outrank 4.7 from three hundred.70.824%
  • Review volume: The number of reviews across all sources. The scale is logarithmic: the first reviews count the most, and the maximum is reached at 50 reviews.27.910%
  • Review recency: The age of the most recent review. Two-year-old reviews deliberately sit in the middle, because that is normal for Swiss SMEs. Only after three years without a new voice does the value drop markedly.35.08%
Swissgaranta Versicherungsgenossenschaft scores 88.6 out of 100 points in the Substance area of the ranQ Trust Score. This area carries 28% of the weighting.
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CriterionValueWeight
  • Establishment: Years since founding or brand launch, logarithmic. The maximum is reached at 15 years.100.012%
  • Company size: The headcount band, researched by ranQ or stated by the company. It is scored in steps rather than by head count, because the data only provides bands.70.07%
Swissgaranta Versicherungsgenossenschaft scores 85.0 out of 100 points in the Identity area of the ranQ Trust Score. This area carries 22% of the weighting.
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CriterionValueWeight
  • Verification: Official register entry (commercial register with UID or professional-body record, 55 points), confirmed domain (20 points) and confirmed ranQ profile (up to 25 points, depending on completeness).85.022%
Swissgaranta Versicherungsgenossenschaft scores 14.3 out of 100 points in the Visibility area of the ranQ Trust Score. This area carries 8% of the weighting.
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CriterionValueWeight
  • Website authority: Ahrefs' Domain Rating measures, on a scale of 0 to 100, how strongly a website is linked from other websites. For Swiss SMEs the range up to 40 is typical; the maximum is reached at 35.14.34%
  • Media authority: No data point — the criterion is taken out of the weighting and does not lower the score.—4%
Qualifications+0.00

Swissgaranta Versicherungsgenossenschaft reaches a ranQ Trust Score of 3.9 out of 5.0 — rated «High». The rating draws, among other things, on 5.0 out of 5 stars from 2 customer reviews. The data basis is 96%, so the score is backed by part of the criteria. As of October 2026.

The Trust Score cannot be bought and is calculated from publicly verifiable data.

Reviews

Aggregated rating

Aggregated rating
5
of 5

Aggregated from 2 reviews across all connected sources

Sources
GGoogle52
★TrustpilotSoon
PProvenExpertSoon

Further sources are added continuously and factored into the ranQ Rating.

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Location

Marktgasse 23
9004 St. Gallen
Opening hours
Mon
08:00 - 17:00
Tue
08:00 - 17:00
Wed
08:00 - 17:00
Thu
08:00 - 17:00
Fri
08:00 - 17:00
Sat
Closed
Sun
Closed

At a glance

Legal form
Cooperative
UID
CHE-104.091.870
Founded
1984 · 42 years
Last commercial register change
June 27, 2025
Employees
11 to 20
Legal form: Graded by liability and disclosure. The weight is kept small: a sole proprietorship is not a dubious company, it is just liable differently.97.06%
  • Branch offices: Branch offices linked in the commercial register. Having none is normal and costs no points.70.03%
    • Full methodology

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