The provision of services of all kinds to private individuals and companies in the areas of cross-border payment transactions at an international level, as well as all activities related thereto, exchange of currencies, issuance of payment instruments, receipt and dispatch of funds for onward transmission to other persons in Switzerland and abroad. The sole proprietorship may establish branches in Switzerland and abroad and participate in other companies in Switzerland and abroad, as well as conduct all business that is directly or indirectly related to its purpose. The sole proprietorship may acquire, encumber, sell and manage real estate in Switzerland and abroad. It may also provide financing for its own account or for the account of third parties and grant securities for liabilities.