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© 2026 cohaga AG · All Rights Reserved · St. Gallen, Switzerland · Imprint745,887 companies indexed · Last updated: today
DirectoryFinance & InsuranceExternal Asset ManagementZurichDESCARTES FINANCE AG
DESCARTES FINANCE AG Logo
Verified· 4 sourcesTrust Score
Summary

About the company

Descartes offers financial services, particularly in the areas of investment advice and asset management. It enables customers to manage their finances digitally and provides personal advice on their financial matters. The company is independent and does not offer its own products, but advises customers on the selection of investment opportunities. It also offers special services such as pillar 3a freedom of investment and investments for children.

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Offering

Products & services

Industry:External Asset Management
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4.5/5

DESCARTES FINANCE AG

Financial Services
✓ Offered6
Pillar 3a
Pillar 3a for tax-advantaged retirement saving and investing with selectable investment models such as Passive, Minimum Risk and Minimum Risk BTC.
Pension portability
Pension portability account and securities deposit for second-pillar assets, with investment models such as Passive, Minimum Risk and Minimum Risk BTC.
Invest
Digital wealth management for discretionary investments with selectable strategies, portfolio adjustments in the customer portal and a transparent view of the investments.
Investing from 55
Age-appropriate investment and retirement solution with retirement planning, tax optimisation, staggered withdrawals and estate planning.
Investing for Children
Investment account for children with a fund or ETF savings plan, selectable risk profile and ongoing contributions from 10 francs.
Descartes for Partners
B2B wealth and retirement platform for banks, insurance companies and wealth managers as an embedded finance, white-label or partner model.
Trust & reputation

ranQ Trust Score of DESCARTES FINANCE AG: 4.5 out of 5.0

Trust Score4.5/ 5.0

Excellent

x

Data basis 100% · As of October 2026

DESCARTES FINANCE AG scores 91.4 out of 100 points in the Reputation area of the ranQ Trust Score. This area carries 42% of the weighting.
x
CriterionValueWeight
  • Review quality: The average rating across all connected sources, smoothed against the industry mean. So 5.0 stars from three reviews do not outrank 4.7 from three hundred.91.524%
  • Review volume: The number of reviews across all sources. The scale is logarithmic: the first reviews count the most, and the maximum is reached at 50 reviews.88.110%
  • Review recency: The age of the most recent review. Two-year-old reviews deliberately sit in the middle, because that is normal for Swiss SMEs. Only after three years without a new voice does the value drop markedly.95.08%
DESCARTES FINANCE AG scores 84.8 out of 100 points in the Substance area of the ranQ Trust Score. This area carries 28% of the weighting.
x
CriterionValueWeight
  • Establishment: Years since founding or brand launch, logarithmic. The maximum is reached at 15 years.89.612%
  • Company size: The headcount band, researched by ranQ or stated by the company. It is scored in steps rather than by head count, because the data only provides bands.70.07%
DESCARTES FINANCE AG scores 86.7 out of 100 points in the Identity area of the ranQ Trust Score. This area carries 22% of the weighting.
x
CriterionValueWeight
  • Verification: Official register entry (commercial register with UID or professional-body record, 55 points), confirmed domain (20 points) and confirmed ranQ profile (up to 25 points, depending on completeness).86.722%
DESCARTES FINANCE AG scores 50.0 out of 100 points in the Visibility area of the ranQ Trust Score. This area carries 8% of the weighting.
x
CriterionValueWeight
  • Website authority: Ahrefs' Domain Rating measures, on a scale of 0 to 100, how strongly a website is linked from other websites. For Swiss SMEs the range up to 40 is typical; the maximum is reached at 35.100.04%
  • Media authority: Quality and number of editorial mentions, weighted by the importance of the source, plus the recency of the latest high-quality mention.0.04%
Qualifications+0.00

DESCARTES FINANCE AG reaches a ranQ Trust Score of 4.5 out of 5.0 — rated «Excellent». The rating draws, among other things, on 5.0 out of 5 stars from 31 customer reviews. As of October 2026.

The Trust Score cannot be bought and is calculated from publicly verifiable data.

Reviews

Aggregated rating

Aggregated rating
5
of 5

Aggregated from 31 reviews across all connected sources

Sources
GGoogle531
★TrustpilotSoon
PProvenExpertSoon

Further sources are added continuously and factored into the ranQ Rating.

Press

Media

April 23, 2021Media
Descartes Finance holt zwei Expertinnen in den Verwaltungsrat | People | Aktuell
investrends.ch

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Location

Stockerstrasse 54
8002 Zurich
Opening hours
Mon
08:00 - 17:00
Tue
08:00 - 17:00
Wed
08:00 - 17:00
Thu
08:00 - 17:00
Fri
08:00 - 17:00
Sat
Closed
Sun
Closed

At a glance

Legal form
Corporation
UID
CHE-273.097.812
Founded
2015 · 11 years
Last commercial register change
September 9, 2026
Employees
11 to 20
Legal form: Graded by liability and disclosure. The weight is kept small: a sole proprietorship is not a dubious company, it is just liable differently.
100.0
6%
  • Branch offices: Branch offices linked in the commercial register. Having none is normal and costs no points.70.03%
    • Full methodology

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