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© 2026 cohaga AG · All Rights Reserved · St. Gallen, Switzerland · Imprint745,937 companies indexed · Last updated: today
DirectoryFinance & InsuranceFinTechLuganoEphelia Capital Sagl
Ephelia Capital Sagl Logo
Verified· 2 sourcesTrust Score
Summary

About the company

The core activity of Ephelia Group is providing Fintech-as-a-Service solutions, particularly in the areas of E-Money and payment services, asset management, compliance, and technology. The company offers white-label platforms and services that enable customers to develop and operate their own financial products and services. This includes card issuance and acceptance, portfolio management, and provision of technology solutions for the financial industry.

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Offering

Products & services

Industry:FinTech
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Ephelia Capital Sagl

✓ Offered8
Regulated Tech Platform
Regulatory backbone, core banking, es‑Currencies settlement und AI orchestration für Embedded Finance; multi‑jurisdictional licences, e‑money accounts, wallets, payments, swaps, issuing und acquiring.
Fintech-as-a-Service
Multi‑currency accounts, wallets, payments, cards, remittance corridors, Asset Management‑as‑a‑Service, Compliance‑as‑a‑Service und White‑Label‑Modelle auf einer regulierten Infrastruktur.
Asset Management-as-a-Service
White‑label, API‑first platform for asset managers, wealth managers and family offices; investment portals, multi‑currency accounts, securities accounts, tokenisation of funds and RWAs.
Compliance-as-a-Service
KYC/KYB, AML, transaction monitoring, investigations, reporting and ongoing due diligence as a managed, white‑label service with AI‑supported workflows.
White‑Label Fintech Infrastructure
Regulated wallets, payments, investments, compliance services and tokenisation platforms under your own brand; including accounts, cards, es‑Currencies, onboarding and monitoring workflows.
Agentic AI Framework
AI‑orchestrated operations for compliance, reconciliation, payment‑rail intelligence, programmable treasury and customer services; as bespoke, agentic systems on the regulated infrastructure.
Finance Interoperability Layer (FIL)
Open, policy‑aware interoperability layer für e‑money, banks, stablecoins und blockchains; identity, policy, routing und connectors für standardisierte value transfers.
es‑Currencies
Regulated, fiat‑backed e‑money tokens for instant and streaming settlement between bank accounts, wallets and blockchain rails; multi‑currency, redeemable and institutionally embedded.
Trust & reputation

ranQ Trust Score of Ephelia Capital Sagl: 4.1 out of 5.0

Trust Score4.1/ 5.0

High

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Data basis 54% · As of October 2026

Without public customer reviews the score stays capped.

Ephelia Capital Sagl has no value in the Reputation area of the ranQ Trust Score because no data is available. The area carries 42% of the weighting and drops out of the calculation for this profile; it does not lower the score, only the reported data basis.
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CriterionValueWeight
  • Review quality: No data point — the criterion is taken out of the weighting and does not lower the score.—24%
  • Review volume: No data point — the criterion is taken out of the weighting and does not lower the score.—10%
  • Review recency: No data point — the criterion is taken out of the weighting and does not lower the score.—8%
Ephelia Capital Sagl scores 70.2 out of 100 points in the Substance area of the ranQ Trust Score. This area carries 28% of the weighting.
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CriterionValueWeight
  • Establishment: Years since founding or brand launch, logarithmic. The maximum is reached at 15 years.70.212%
  • Company size: The headcount band, researched by ranQ or stated by the company. It is scored in steps rather than by head count, because the data only provides bands.55.07%
Ephelia Capital Sagl scores 83.3 out of 100 points in the Identity area of the ranQ Trust Score. This area carries 22% of the weighting.
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CriterionValueWeight
  • Verification: Official register entry (commercial register with UID or professional-body record, 55 points), confirmed domain (20 points) and confirmed ranQ profile (up to 25 points, depending on completeness).83.322%
Ephelia Capital Sagl scores 88.6 out of 100 points in the Visibility area of the ranQ Trust Score. This area carries 8% of the weighting.
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CriterionValueWeight
  • Website authority: Ahrefs' Domain Rating measures, on a scale of 0 to 100, how strongly a website is linked from other websites. For Swiss SMEs the range up to 40 is typical; the maximum is reached at 35.88.64%
  • Media authority: No data point — the criterion is taken out of the weighting and does not lower the score.—4%
Qualifications+0.00

Ephelia Capital Sagl reaches a ranQ Trust Score of 4.1 out of 5.0 — rated «High». No public customer reviews are available for this provider; the rating is based on the remaining criteria. The data basis is 54%, so the score is backed by part of the criteria. As of October 2026.

The Trust Score cannot be bought and is calculated from publicly verifiable data.

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Secure profile

Location

Via Nassa 3a
6900 Lugano

At a glance

Legal form
Limited Liability Company
UID
CHE-207.690.381
Founded
2020 · 6 years
Last commercial register change
June 18, 2026
Employees
1 to 10
Legal form: Graded by liability and disclosure. The weight is kept small: a sole proprietorship is not a dubious company, it is just liable differently.
88.0
6%
  • Branch offices: Branch offices linked in the commercial register. Having none is normal and costs no points.70.03%
    • Full methodology

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