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© 2026 cohaga AG · All Rights Reserved · St. Gallen, Switzerland · Imprint745,887 companies indexed · Last updated: today
DirectoryFinance & InsuranceInsurance CompaniesWinterthurFinancial & Employee Benefits Services AG
Financial & Employee Benefits Services AG Logo
Verified· 3 sourcesTrust Score
Summary

About the company

The company provides services to partners in the Credit Risk & Payment Protection Insurance, risk financing and provision markets. The core activity consists of delivering top-class services, particularly in the development and implementation of tailored solutions for the Credit & Payment Protection (CPI/PPI) insurance market in Switzerland.

AI-generated
Offering

Products & services

Industry:Insurance Companies
✓ Offered9
Consulting services for Credit & Payment Protection
Consulting services for Credit & Payment Protection insurance solutions, market and competitive overviews, development of proposed solutions, evaluation of insurance offerings, support during contract negotiations and ongoing support.
Implementation of Credit & Payment Protection insurance solutions
Project planning, consulting on product implementation, training, as well as marketing planning and delivery for sales partners when implementing product solutions.
Administration and service operations for insurance products
Portfolio administration, premium and commission billing, multilingual customer services, as well as claims handling and administration in ongoing operations.
Credit & Payment Protection insurance solutions
Tailor-made remaining balance and payment default insurance for the Swiss market, including death, disability, inability to work, unemployment and divorce.
Insurance solutions for auto financing
Cover for leasing and loan agreements as well as for loan and instalment payments in the event of death, loss of earning capacity, unemployment or inability to work.
Insurance solutions for consumer loans
Cover for loan and lending agreements and for credit/loan instalments in the event of death, loss of earning capacity, unemployment or inability to work.
Insurance solutions for credit and customer cards
Comprehensive cover for outstanding card balances as well as protection for other monthly payment obligations in the event of death, loss of earning capacity, inability to work or unemployment.
Insurance solutions for mortgages and real estate
Cover for mortgage loans, interest and amortisation payments as well as value preservation insurance in the event of a forced sale due to death, disability or divorce.
Insurance solutions for other payment obligations (Committed Payments)
Protection for recurring payment obligations such as rent, premiums, taxes, alimony or savings contributions in the event of unemployment or inability to work.
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3.9/5

Financial & Employee Benefits Services AG

Trust & reputation

ranQ Trust Score of Financial & Employee Benefits Services AG: 3.9 out of 5.0

Trust Score3.9/ 5.0

High

x

Data basis 96% · As of October 2026

Financial & Employee Benefits Services AG scores 53.9 out of 100 points in the Reputation area of the ranQ Trust Score. This area carries 42% of the weighting.
x
CriterionValueWeight
  • Review quality: The average rating across all connected sources, smoothed against the industry mean. So 5.0 stars from three reviews do not outrank 4.7 from three hundred.45.024%
  • Review volume: The number of reviews across all sources. The scale is logarithmic: the first reviews count the most, and the maximum is reached at 50 reviews.55.910%
  • Review recency: The age of the most recent review. Two-year-old reviews deliberately sit in the middle, because that is normal for Swiss SMEs. Only after three years without a new voice does the value drop markedly.78.08%
Financial & Employee Benefits Services AG scores 89.3 out of 100 points in the Substance area of the ranQ Trust Score. This area carries 28% of the weighting.
x
CriterionValueWeight
  • Establishment: Years since founding or brand launch, logarithmic. The maximum is reached at 15 years.100.012%
  • Company size: The headcount band, researched by ranQ or stated by the company. It is scored in steps rather than by head count, because the data only provides bands.70.07%
Financial & Employee Benefits Services AG scores 85.0 out of 100 points in the Identity area of the ranQ Trust Score. This area carries 22% of the weighting.
x
CriterionValueWeight
  • Verification: Official register entry (commercial register with UID or professional-body record, 55 points), confirmed domain (20 points) and confirmed ranQ profile (up to 25 points, depending on completeness).85.022%
Financial & Employee Benefits Services AG scores 0.0 out of 100 points in the Visibility area of the ranQ Trust Score. This area carries 8% of the weighting.
x
CriterionValueWeight
  • Website authority: Ahrefs' Domain Rating measures, on a scale of 0 to 100, how strongly a website is linked from other websites. For Swiss SMEs the range up to 40 is typical; the maximum is reached at 35.0.04%
  • Media authority: No data point — the criterion is taken out of the weighting and does not lower the score.—4%
Qualifications+0.00

Financial & Employee Benefits Services AG reaches a ranQ Trust Score of 3.9 out of 5.0 — rated «High». The rating draws, among other things, on 3.4 out of 5 stars from 8 customer reviews. The data basis is 96%, so the score is backed by part of the criteria. As of October 2026.

The Trust Score cannot be bought and is calculated from publicly verifiable data.

Reviews

Aggregated rating

Aggregated rating
3.4
of 5

Aggregated from 8 reviews across all connected sources

Sources
GGoogle3.48
★TrustpilotSoon
PProvenExpertSoon

Further sources are added continuously and factored into the ranQ Rating.

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Secure profile

Location

Römerstrasse 18
8400 Winterthur

At a glance

Legal form
Corporation
UID
CHE-109.902.197
Founded
2002 · 24 years
Last commercial register change
February 17, 2022
Employees
11 to 20
Legal form: Graded by liability and disclosure. The weight is kept small: a sole proprietorship is not a dubious company, it is just liable differently.100.06%
  • Branch offices: Branch offices linked in the commercial register. Having none is normal and costs no points.70.03%
  • Full methodology

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