Fondation de prévoyance patronale de l'APHM

To protect, by means deemed appropriate by its Board, the employees of APHM and the employees of companies affiliated with APHM, against the economic consequences of loss of income due to old age, disability and death. The foundation is active in the area of supplementary benefits, in compliance with legal requirements (in particular with regard to the concept of over-insurance). Furthermore, it may provide assistance benefits in situations of need such as illness, accident or unemployment. The foundation may not provide any benefits that have the character of remuneration for work, a supplement to salary or which, in any case, are legally incumbent on APHM or affiliated companies. To achieve its purpose, the foundation may conclude insurance contracts for the benefit of all or part of the insured. It may also take over, as policyholder, insurance contracts already concluded or join existing provident institutions whose purpose would be the same as that designated above. In addition, contributions for special measures, contributions to the Guarantee Fund and premiums (including the employee's share) may also be paid to other tax-exempt provident institutions, provided that their regulations so provide. However, these payments must not exceed the amount of employer contributions financed in accordance with Article 331, paragraph 3 of the Swiss Code of Obligations and the amount of employee contributions.