The company's purpose is to operate the insurance business, in particular against the economic consequences of accidents, and to offer all related services that promote the conduct of the insurance business, with the exception of life insurance. It also aims to operate the reinsurance business, excluding reinsurance for life insurance. To fulfill its purpose and within the framework of legal and regulatory conditions, the company may join organizations, participate in organizations and companies, found or acquire them, acquire, encumber or dispose of real estate and building rights, establish branches and subsidiaries in Switzerland and abroad, and conduct all other business that directly or indirectly promotes its purposes. The company is part of a group of companies and may consider the interests of this group in pursuing its corporate purpose. In particular, the company may grant loans and other direct or indirect financing to its direct and indirect parent companies and their direct or indirect subsidiaries, within the framework of legal and regulatory conditions, and provide security of all kinds for the liabilities of these parties, including by way of pledges on or fiduciary transfers of the company's assets or guarantees of any kind.