Expert knowledge
straight from Swiss business

At VPZ Asset Planning Center AG we repeatedly see the same pattern in practice: many people start with a single question, even though the underlying topic is bigger. Especially with provisions, taxes and assets, a single-point view is often not enough. That is why the boundary between financial planning and financial advice is so important.

VPZ Vermögens Planungs Zentrum AG

Kloten

At Neo One we repeatedly see the same pattern in audits and penetration tests: not the spectacular attack, but everyday negligence opens the door. Exactly there, the biggest gaps for attackers arise, and exactly there effective protection starts.

Neo One AG

Bassersdorf

From our practice it becomes clear: exactly where rigid models were less decisive, a data-based approach provides the better basis for discussion. For KeeValue this is particularly relevant because the model considers not only construction costs but also project type, complexity and the SIA service descriptions. Thus a pure calculation aid becomes a tool that provides planners and clients with more comparable grounds.

keeValue ag

Brugg Ag

What we repeatedly notice in practice: many people underestimate not only the duration but especially the impact of the first steps. Exactly in this phase, the question is often whether a charge can be debunked with documents or whether statements made later can be used against you. At Schwager Mätzler Schneider AG in St. Gallen we regularly see that early structure brings more than hasty explanations.

Schwager Mätzler Schneider AG

St. Gallen

In my experience, the biggest risk is not choosing wrongly but starting too late. Many pension funds require the application for a capital transfer months, some years, in advance. Starting to consider the topic at age 60 keeps all options open.

Baeriswyl Beratungen GmbH

Fribourg

From our practice at smarterion ag: the best solution is often not the most conspicuous, but the most restrained. Contrary to the initial assumption of many property owners, in historic preservation it is not first the design that matters, but whether the luminaire, mounting and operation really fit the object.

smarterion ag

Mels

At stipendium.ch we often see in practice that the question of the right canton is more important than the actual form of the application. If you misclassify your scholarship residence, you will quickly submit the application to the wrong place. That’s why a first look at the responsibility is worthwhile.

stipendium.ch

Zurich

In practice we have seen that small damages are often underestimated. A scratch or dent often looks harmless, but can significantly affect the overall impression and value of a vehicle.

Trimex-Plus GmbH

Breitenbach

From our experience, the choice of office space consistently shows: not only the area itself matters, but also the standard of finish in the rental property. Checking this early allows cost and effort to be compared more realistically and avoids surprises at move-in.

Baarermatte

Baar

For clients and companies, this means: those who plan early save interfaces later and make the system more flexible for new technology. This is where Pezag AG, based in Bischofszell, starts, from professional electrical planning to on-site implementation.

Pezag AG

Bischofszell

At first frame networkers ag we repeatedly see the same pattern in projects: Many companies have Microsoft 365 in use but no clear priority which settings count first. It’s not about “more security at any cost,” but about levers with the greatest effect on identities, access, and administrators. What few people have on their radar: some measures look unremarkable but save a lot of effort later in incident response and support.

first frame networkers ag

Baar