The core activity of the company is the management of pension funds and the provision of social security benefits for the affiliated employers and their employees. The pension fund of the city of Aarau provides benefits against the economic consequences of old age, disability and death and manages the retirement assets of its members.
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Occupational pension provision for affiliated employers and insured persons; retirement savings, risk insurance and administration of pension assets in the second pillar.
Policyholder portal
Policyholder portal with access to personal data, information enquiries, document generation and simulation of various personal situations relating to provision.
Joining the pension fund
Entry processes at start of employment with insurance coverage from the beginning of the employment relationship, transfer of vested benefits and submission of entry forms.
Exit and portability benefits
Withdrawal when changing jobs or ending the employment relationship, transfer of retirement assets to new pension institutions or to vested benefits accounts or policies.
Retirement benefits
Regular, early and partial retirement; deferral of retirement as well as taking retirement benefits as an annuity, capital or a mixed form.
Voluntary buy-in
Voluntary buy-in to close gaps in provision, increase the retirement account and improve later annuity or capital benefits.
Promotion of home ownership (WEF)
Advance withdrawal or pledge of retirement assets for owner-occupied housing, including financing, amortisation, purchase of shares and conversion or renovation.
Benefits for marriage and life partnership
Cover for spouses or life partners with a spouse’s pension, partner’s pension and capital settlement in the event of death.
Benefits for disability and death
Disability pensions, spouse’s pensions, life-partner pensions, orphan’s pensions and death benefits in the event of illness, accident or death of an insured person.
Divorce benefits and pension equalisation
Calculation and division of the retirement assets acquired during the marriage, pension equalisation and re-purchase after divorce.
Annuity payments
Monthly annuity payments with set payment dates and regular review of entitlement.
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