Expert knowledge
straight from Swiss business

Especially because the certificate is often mailed at the beginning of the year, it is often skimmed. Yet these numbers contain the most important clues about your pension situation. If you know the terms, you can check more precisely whether the coverage matches your personal life and work situation.

Schweizerischer Kaderverband SKV

St. Gallen

From our practical experience, especially self-employed individuals, entrepreneurs, and executives often have the most critical gaps only when life changes sharply. That is why the Swiss Association of Executives SKV has for decades focused on tailored solutions that work in real life, not just on paper.

Schweizerischer Kaderverband SKV

St. Gallen

What sets this project apart from a standard renovation: the existing lighting solution should be visually preserved, even though the technology was clearly outdated. This is precisely where the added value of renovation solutions from smarterion ag lies: reuse the existing, improve light quality, and do not unnecessarily interrupt operation.

smarterion ag

Mels

From our experience at SKV it repeatedly shows: especially small businesses underestimate their risk because they consider themselves too small. This attitude makes them vulnerable, because attackers do not seek a big coup but poorly protected systems. For those affected, company size does not matter, but how quickly they can respond to an incident.

Schweizerischer Kaderverband SKV

St. Gallen

At Business Broker AG we repeatedly see in practice that the sales process runs noticeably better if it does not start just before retirement. That is when there is enough time to make the company saleable and not have to bargain the price under pressure.

Business Broker AG

Zurich

At RINGSPANN we repeatedly see in such applications how much the requirements for a shaft-hub connection increase as belt drums visibly deflect during operation. It is precisely then that the design determines whether the connection remains stable in the long term or whether damage and stoppages threaten.

RINGSPANN AG

Zug

This is the crux: form is rarely required for the contracts themselves, but for ancillary agreements and addenda. If a contract clause requires "written form" for addenda, QES or a handwritten signature (art. 16 OR) applies; the same applies by law to e.g. the assignment of defect rights (art. 165 OR). And on site, a question arises that no signature level can answer: who was allowed to formally approve the addendum?

axelity ag

Sargans

What we repeatedly notice in practice: many search too broadly at first and expect a large minimum order right away. That is often the wrong entry, because the real hurdle is not the quantity but the clean identification of the wine. The wine broker therefore starts the search with a clear inquiry instead of a rigid catalog mindset.

Privilegio GmbH

Hünenberg

From our practice at Careanesth, it shows: whether temporary work fits you mainly depends on how well it can be reconciled with your personal life and your professional needs. Many professionals first consider pay, duration of deployment or possible working hours. However, what is decisive is often whether the work model fits your availability, desired flexibility and personal resilience. More self-determination does not mean less structure: even flexible assignments require clear agreements, reliability and professional security.

Careanesth AG

Zurich

At Immo10 AG we repeatedly see in practice that a well-planned sales start makes the difference. Those who classify the ancillary costs early can estimate the net proceeds more realistically and better prepare the price development.

Immo10 AG

St. Gallen

What we repeatedly notice in practice: many people look first for styles, even though the real question is how a space should feel and behave. At Stephanie Signorell Interior Design in St. Gallen, a good concept therefore does not start with decoration, but with the effect of space, light and visual-guidance. More about our working method shows how this approach is anchored in planning.

Stephanie Signorell Interior Design

St. Gallen